Meet your SBA collateral requirement without tying up more of your assets.

Closes the collateral gap

When real estate and equipment don't fully cover the debenture, a policy assigned as collateral can make up the difference.

Protects your family

If something happens to you, the proceeds are there to pay down the loan, not your family, personally.

Keeps the business running

Proceeds can fund a transition or buyout instead of forcing a fire sale to cover the debt.

Often a closing condition

Many SBA 7(a) and 504 loans include this as a requirement before you can close, we help you get ahead of it.

Single owner

If you're the only person actively running the business, you'll typically need to assign coverage for the full amount not already covered by other collateral.

Multiple owners

Coverage is often split proportionally. Two equal partners on a $1M loan, for example, would typically each assign around $500,000.

7(a) vs 504

7(a) loans often call for coverage on the full loan amount. 504 loans usually only require it if the property or equipment being financed doesn't already cover the debt.

Possible waivers

If you already have sufficient collateral, or a documented succession plan showing the business can continue without you, the requirement may be reduced or waived.

Tell us about your loan

Share your loan type, amount, and closing timeline, no bank info required.

We find the right policy

Term length matched to your loan, compared across a wide carrier network.

We handle the assignment

We help coordinate the collateral assignment paperwork with your lender ahead of closing.